Companies with strong benefits programs have a higher employee retention rate and find it easier to attract qualified employees. How many times have employees or prospective employees asked you about highly desired benefits like dental, disability, critical illness or life coverage? Voluntary employee benefits are an excellent way to enhance your benefits program with little or no cost to you. Employees can select from an array of quality products through convenient worksite access and at potentially lower rates.
Voluntary benefits are sponsored by the employer, but the premiums are paid 100% by the employee through payroll deduction. Employees may pay their premiums (for certain products) on a pretax basis by pretaxing through Section 125 resulting in a tax savings for the employee as well as the employer.
Voluntary Insurance - more choices - additional protection
Avalon Insurance Group provides a broad portfolio of quality, voluntary insurance products. We have selected carrier partners that provide excellent support before, during and long after the enrollment process.
Beyond Insurance – optimizing your employees’ performance and wellbeing
As voluntary products continue to gain wide acceptance in the workplace, employers are increasingly looking beyond just insurance products to valuable non-insurance offerings. Avalon Insurance Group has expanded its voluntary employee benefits portfolio to include an innovative financial software tool that assists employees to achieve substantial time and interest savings on mortgages and/or accumulated debt. With this highly integrated software tool, your employees will be guided step by step to:
- Pay off their mortgages in as little as 1/3 to 1/2the time
- Pay off accumulated debt such as credit cards, student loans, car loans
- Potentially save thousands in interest
- Learn how to make their money work for them
- Run scenarios to see the potential outcome of financial choices
As we all know, debt is a major stressor in today’s culture. Stress-free employees are more positive, productive and creative.
Enhance your employee benefits by offering this life-changing financial software program. Provide your employees with a practical tool that helps them to optimize their financial resources, minimize their debt and experience a sense of wellbeing.
